Terms of Use

1. Agreement to Terms

By accessing and using the fiberblaze website (fiber-blaze.com) and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

fiberblaze provides financial education programmes for children and teenagers. Our services include:

• Educational workshops and courses
• Financial literacy training
• Online and in-person learning sessions
• Educational materials and resources

3. Eligibility

Our services are designed for children and teenagers aged 7-18. Enrollment must be completed by a parent or legal guardian. By enrolling a child, you confirm that you are the parent or legal guardian and have the authority to agree to these terms on behalf of the child.

4. Enrollment and Payment

4.1 Enrollment Process

To enroll in a programme, you must:

• Provide accurate information about yourself and the child
• Select an appropriate programme
• Complete the enrollment form
• Pay the programme fee

4.2 Payment Terms

Programme fees must be paid in full before the start date unless alternative payment arrangements have been agreed in writing. Prices are in British Pounds (GBP) and include VAT where applicable.

4.3 Refund Policy

• Full refund if cancelled more than 14 days before the programme start date
• 50% refund if cancelled 7-14 days before the start date
• No refund for cancellations less than 7 days before the start date
• We reserve the right to cancel programmes due to insufficient enrollment or unforeseen circumstances, in which case a full refund will be provided

5. User Conduct

You agree not to:

• Use our services for any unlawful purpose
• Disrupt or interfere with the website or services
• Attempt to gain unauthorized access to any part of the website
• Upload or transmit viruses or malicious code
• Collect or harvest personal information of other users
• Impersonate any person or entity
• Violate any applicable laws or regulations

6. Programme Participation

6.1 Student Conduct

Students are expected to:

• Attend sessions punctually
• Participate respectfully
• Complete assigned activities
• Treat instructors and other students with courtesy

6.2 Attendance

Regular attendance is important for programme effectiveness. If a student misses more than two sessions, we may not be able to provide the full educational benefit, though no refund will be provided.

6.3 Rescheduling

Individual sessions can be rescheduled with at least 48 hours notice, subject to availability.

7. Intellectual Property

7.1 Our Content

All content on our website and in our programmes, including text, graphics, logos, images, course materials, and software, is the property of fiberblaze and protected by copyright and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our materials solely for personal, non-commercial purposes related to your enrolled programme.

7.3 Restrictions

You may not:

• Reproduce, distribute, or create derivative works from our materials
• Use our materials for commercial purposes
• Remove copyright or proprietary notices
• Share programme materials with non-enrolled individuals

8. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy and GDPR Compliance page. Please review these documents to understand how we collect, use, and protect your personal information.

9. Disclaimers

9.1 Educational Purpose

Our programmes are designed for educational purposes only. We do not provide financial advice, investment advice, or professional financial planning services.

9.2 No Guarantees

While we strive to provide high-quality education, we cannot guarantee specific outcomes or results from participation in our programmes.

9.3 Website Availability

We aim to keep our website available at all times, but we do not guarantee uninterrupted access. We may suspend, withdraw, or restrict availability of all or any part of our website for business or operational reasons.

10. Limitation of Liability

To the fullest extent permitted by law:

• fiberblaze shall not be liable for any indirect, incidental, special, consequential, or punitive damages
• Our total liability for any claims arising from our services shall not exceed the amount paid for the specific programme in question
• We are not responsible for any losses resulting from unauthorized access to or use of your account

11. Indemnification

You agree to indemnify and hold harmless fiberblaze, its employees, and instructors from any claims, damages, losses, or expenses arising from your violation of these Terms of Use or your use of our services.

12. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk.

13. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. We will notify users of significant changes by:

• Posting the updated terms on our website
• Updating the "Last updated" date
• Sending email notification for material changes

Continued use of our services after changes constitute acceptance of the modified terms.

14. Termination

14.1 By You

You may terminate your enrollment subject to our refund policy outlined in section 4.3.

14.2 By Us

We reserve the right to terminate or suspend access to our services immediately, without prior notice, if you breach these Terms of Use or for any other reason we deem appropriate.

15. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

16. Dispute Resolution

16.1 Informal Resolution

If you have a concern or dispute, please contact us first at [email protected]. We will attempt to resolve the issue informally.

16.2 Formal Proceedings

If informal resolution is unsuccessful, disputes shall be resolved through the courts of England and Wales.

17. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published by us, constitute the entire agreement between you and fiberblaze regarding our services.

19. Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 47 Richmond Street, Bristol BS1 6LR, United Kingdom

20. Acceptance of Terms

By using our website or enrolling in our programmes, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.